Borrow USDC
Verify your identity with Persona KYC and access uncollateralised credit up to $10,000 USDC. No collateral required — interest accrues per second at 12% APR. Repay anytime.
Quick Info
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Connect your wallet to begin identity verification.
What you unlock
Up to $10,000 USDC
No collateral required
12% APR fixed rate
Accrues per second, repay anytime
AVO Score
Build on-chain credit history
Credit tier upgrades
More credit as you repay on time
How borrowing works
›Verify with Persona
Prove you are a unique human with biometric ID check. One person, one credit line.
Get your AVO Score
Your on-chain credit score (0–100). Starts low, grows with every on-time repayment.
Borrow USDC
Request up to your credit limit. Funds arrive in your wallet instantly — no collateral.
Build reputation
Repay on time to raise your score, unlock higher tiers, and access larger limits.