Transparency

Real-time proof of reserves and protocol health. All data is read directly from on-chain contracts.

Proof of Reserves

MetricValueVerified

Total vault assets

0xB256...0F6

USDC idle in vault

0xB256...0F6

USDC deployed to lending

0x872c...0E

Vault cap

Utilization

Share price (avUSDC)

Data sourced from on-chain contract reads. Auto-refreshes every 15 seconds.

Verified Contracts

AvocadoVault

0xB25640dcC6951f2AcA4DEf4F5145d373849B40F6

Base Sepolia

AvocadoLending

0x872c4fB6418aa566407B6C9C8c7c5F5C90504F0E

Base Sepolia

USDC

0x036CbD53842c5426634e7929541eC2318f3dCF7e

Base Sepolia

Protocol Health

Utilization Rate

Idle Liquidity

Bad Debt

Share Price

Borrower Health

Active Borrowers

0

Default Rate

0%

Debt Recovered

$0

Max Credit Limit

$1,000

Borrower Verification (3 Layers)

World ID

Biometric uniqueness — one person, one credit line

Active

On-chain AVO Score

0–100 score based on repayment history, tenure, and utilization

Active

$1,000 Hard Cap

MAX_CREDIT_LIMIT enforced on-chain in AvocadoLending.sol

Active

Default Recovery

Total defaults0
Total default value$0
Recovered via debt sale (80%)$0
Net loss to vault$0
Bureau reports filed0

Defaulted debt is sold to licensed collection agencies at 80% face value. Defaults are reported to credit bureaus.

Credit Tier Distribution

Tier 0 — $25
0
Tier 1 — $100
0
Tier 2 — $250
0
Tier 3 — $500
0
Tier 4 — $1,000
0

Tiers increase with on-time repayments. Max credit: $1,000.

TVL — 90 Days

Chart data available after mainnet launch

Historical TVL data will be tracked and displayed here once the protocol is live on mainnet.

Monthly Volume

Volume data available after mainnet launch

Monthly supply and withdrawal volumes will be displayed here once the protocol is live.