avocado.fund›transparency

Transparency

Real-time proof of reserves and protocol health.
All data is read directly from on-chain contracts.

proof of reserves

MetricValueVerified
Total vault assets· 0xa318...3741
Verified
USDC idle in vault· 0xa318...3741
Verified
USDC deployed to lending· 0xFF27...8911
Verified
Vault cap
Verified
Utilization
Verified
Share price (avUSDC)
Verified

Verified Contracts

AvocadoVault
0xa3185e9ad376bc95600b65648bac02af23653741Arbitrum
AvocadoLending
0xff27baee76495a33caed3c7cad31e404034b8911Arbitrum
USDC (native)
0xaf88d065e77c8cC2239327C5EDb3A432268e5831Arbitrum

Protocol Health

Utilization Rate
Idle Liquidity
Bad Debt
Share Price

Borrower Health

Active Borrowers
--
Default Rate
0%
Debt Recovered
$0
Max Credit Limit
$10,000

Borrower Verification (3 layers)

Persona KYC
active

Government ID + selfie + sanctions — one real person, one credit line

On-chain AVO Score
active

0–100 score based on repayment history, tenure, and utilization

Credit Limit Enforcement
active

MAX_CREDIT_LIMIT enforced on-chain in AvocadoLending.sol — up to $10,000 per AVO Score

Default Recovery

Default recovery

Total defaults$0
Total default value$0
Recovered via debt sale (80%)$0
Net loss to vault$0
Bureau reports filed0

Defaulted debt is sold to licensed collection agencies at 80% face value. Defaults are reported to credit bureaus.

Credit Tier Distribution

TierAvl. CreditCount
Tier 0$50
0
Tier 1$100
0
Tier 2$250
0
Tier 3$500
0
Tier 4$1,000
0
Tier 5$10,000
0

TVL 90 Days

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Monthly Volume

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